{"id":9964,"date":"2024-03-07T05:48:03","date_gmt":"2024-03-07T10:48:03","guid":{"rendered":"https:\/\/cariberadionline.com\/portal\/?p=9964"},"modified":"2024-03-07T05:48:03","modified_gmt":"2024-03-07T10:48:03","slug":"vivienda-docente-la-nueva-linea-de-credito-para-que-docentes-accedan-a-casa-propia","status":"publish","type":"post","link":"https:\/\/cariberadionline.com\/portal\/vivienda-docente-la-nueva-linea-de-credito-para-que-docentes-accedan-a-casa-propia\/","title":{"rendered":"&#8216;Vivienda Docente\u2019, la nueva l\u00ednea de cr\u00e9dito para que docentes accedan a casa propia"},"content":{"rendered":"<p><em>El convenio, que se pact\u00f3 hoy en la Casa de Nari\u00f1o, prev\u00e9 como beneficios la exenci\u00f3n de cobros por aval\u00faos, estudio de t\u00edtulos y estudio de cr\u00e9dito.<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>M\u00e1s de 311.000 docentes de todo el pa\u00eds podr\u00e1n acceder a vivienda propia mediante el convenio que el Gobierno del Cambio, en cabeza de los Ministerios de Educaci\u00f3n y Vivienda suscribi\u00f3 con el Fondo Nacional del Ahorro (FNA) y la Fiduprevisora.<\/p>\n<p>El viceministro de Educaci\u00f3n, \u00d3scar S\u00e1nchez, se\u00f1al\u00f3 que este programa \u201cpermitir\u00e1 que los docentes dispongan del cr\u00e9dito que requieren para adquirir su vivienda&#8221;.<\/p>\n<p>Este convenio prev\u00e9 como beneficios la exenci\u00f3n de cobros por aval\u00faos, estudio de t\u00edtulos y estudio de cr\u00e9dito para que los educadores puedan adquirir con facilidad su inmueble.<\/p>\n<p>\u201cLos educadores van a tener 50 puntos b\u00e1sicos menos en la tasa de inter\u00e9s para que tomen esa decisi\u00f3n de comprar vivienda. Adem\u00e1s, no les vamos a cobrar por el aval\u00fao, porque lo que estamos buscando desde el Gobierno es disminuir los costos de los colombianos y que puedan tomar esa decisi\u00f3n de adquirir su inmueble&#8221;, afirm\u00f3 la presidenta del Fondo Nacional del Ahorro, Laura Roa.<\/p>\n<h2>\u200b\u00bfC\u00f3mo aplicar al cr\u00e9dito de vivienda?<\/h2>\n<p>La funcionaria explic\u00f3 que el cuerpo docente debe tener una cuenta de ahorro voluntario con el FNA.<\/p>\n<p>\u201cUna vez sea abierto, ese d\u00e9bito autom\u00e1tico lo van a poder hacer con la Fiduprevisora y se les va a poder descontar de la n\u00f3mina ese valor, con el fin de que tengan en la cuenta 1.2 salarios m\u00ednimos ahorrados y as\u00ed poder realizar la solicitud de cr\u00e9dito&#8221;, precis\u00f3.<\/p>\n<p>El presidente de Fecode, Domingo Ayala, afirm\u00f3 que \u201ca trav\u00e9s de estos acuerdos podemos acceder a los auxilios que generen las garant\u00edas de una vivienda digna para los maestros y maestras&#8221;.<\/p>\n<p>De acuerdo con cifras del Fondo Nacional del Ahorro, solo el 30% de los educadores del pa\u00eds tienen vivienda propia. Por esto, el presidente de la Fiduprevisora se\u00f1al\u00f3 que \u201ca trav\u00e9s de este convenio, los maestros van a poder utilizar la capilaridad de las 71 sedes del FNA y las 14 de la Fiduprevisora y generar un canal m\u00e1s f\u00e1cil de acceso a sus cesant\u00edas&#8221;.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Fuente: https:\/\/petro.presidencia.gov.co<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El convenio, que se pact\u00f3 hoy en la Casa de Nari\u00f1o, prev\u00e9 como beneficios 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